How it works

For illustrative purposes only. All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $1,000 purchase could cost $45.18 a month for 24 months, based on a 7.9% APR, or $333.33 a month for 3 months, based on a 0% APR. See additional terms at


What you can expect

  • Fast and easy

    Quick application, see your options within seconds

  • No hidden fees

    No late fees, no prepayment fees, and no origination fees

  • Options for you

    Choose the monthly payment amount that works best for you


Approved applicants will receive up to six options and can select the monthly payment amount that best fits their needs. Simply checking your eligibility for financing will not impact on your credit score. You can estimate monthly payments using our payment calculator at

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Easy for you

  • Financing from $500-$25,000*
  • Easy application sent by your provider
  • See your options within seconds
  • Checking eligibility doesn’t affect your credit score

Clear terms, no tricks

  • 0% APR* for qualified consumers
  • Terms from 3 to 60 months*
  • APR from 0% to 29.99%*
  • No penalties, fees, or compounding interest
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